Cancellation and Abandonment
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Loss of income and/or additional expenses incurred due to occurrences such as adverse weather conditions or non-appearance of performers including death or illness.
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Commercial Legal Expenses
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Reimbursement of legal costs in either defending or pursing legal action in areas of contract, employment, criminal, property, patent and copy write, motor and trade practices (both civil and statutory).
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Computer /Electronic Equipment Breakdown Specified items only
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Damage, loss of income and/or increased expenses following mechanical and electronic breakdown of computer equipment, media and data.
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Computer/Electronic – Loss of Data
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An extension to a Computer/Electronic Breakdown insurance policy to cover the cost of replacement Software/Purchasing Licensing Agreements
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Computer Crime/fraud/virus
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Insured loss following tampering with computer systems, fraud or virus.
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Contractual Fines & Penalties
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Fines or penalties due to failure to meet contractual commitments due to an insured loss to assets.
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Credit Insurance
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Loss following insolvency of a debtor either single debtors or a group of specific debtors or a blanket cover over all debtors.
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Crisis Containment
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Public Relations consultant costs to assist following a major crisis.
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Export Credit
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Default by overseas customers or default due to political interference.
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Export Sellers Contingency
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Loss or damage not insured/recoverable from overseas purchasers.
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Fidelity Guarantee
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Loss of goods or money due to theft or dishonesty by employees.
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Intellectual Property
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Legal expenses incurred to defend patent, trademark, copyright etc.
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Kidnap, Ransom and Extortion
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Monies paid following kidnap of staff or family or threats of damage to assets.
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Marine Business Interruption
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Loss of income and/or additional expenses following marine transit material damage claims.
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Mortgage Protection
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Mortgage payments in the event of disability.
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Money
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Loss or damage to cash, cheques, negotiable instruments in transit or on premises.
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