Plant & Equipment Insurance Explained?


Plant & Equipment Insurance provides coverage for a range of construction equipment such as Excavators, Bobcats, Bulldozers, Earthmoving Equipment and Cranes. Seen by many civil construction operators as a vital coverage to protect against claims such as Public Liability, Road Risk Liability, Consequential Loss and Material Damage

We can provide insurance solutions for both fixed and mobile equipment as well as indoor or outdoor plant.


Types of Plant & Equipment that can be Covered ?


  • Bulldozers
  • Drilling rigs
  • Cranes – fixed and mobile
  • Excavators
  • Tools of Trade Cover
  • Mining machines and equipment
  • Lifting equipment
  • Earthmoving equipment
  • Concreting equipment
  • Loaders
  • Road works equipment


What Types of Cover are Available in a Plant & Equipment Insurance Policy ?


Coverage is available to all sizes of companies from the local handy man all the way up to a large civil contractor

Plant & equipment insurance policies generally offer coverage for;

  • Broadform Liability (Public Liability cover)
  • Material Damage
  • Breakdown cover
  • Wet & Dry Hired Plant & Equipment
  • Hired in plant
  • Removal of Debris
  • Road Risk Liability
  • Transit
  • Tools & Accessories
  • Consequential Loss


For more information or to request a quote, please contact Bespoke today