Public Liability Explained

Public Liability insurance is designed to protect your business & employees against the accusation and compensation awarded from negligence resulting in personal injury or property damage incurred as a result of your business’ activity or products your business provides. As a business owner you already have enough to worry about. Public Liability insurance is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property

You need Public Liability insurance in general & especially if your customers visit you or you go out to see them, either at their premises, in public locations, or places owned and/or controlled by others.

What is Covered ?

  • Personal injury, property damage
  • Personal injury or property damage caused by an unknown defect in the Insured’s Products
  • Contractors and/or Sub Contractors that you as the policyholder have entered into a contract for work
  • Property damage including any loss of property use
  • Liability for property damage to property in your physical or legal control temporarily


For more information or to request a quote please contact Bespoke today.