FLEET MOTOR INSURANCE

Safe Travel

Cover for leisure travel during a business trip.

Family

Cover that extends to the whole business, not just the individual

Risks

Higher sums insured across a range of potential risks

Employee Safety

Cover that extends to all Employees, Directors, Officers and Consultants of the Insured person, including accompanying spouse and dependent children

Hospitality

Cover for pre-existing conditions if your doctor deems you fit for travel

Fleet Motor Insurance Explained

It is an important aspect as a business owner to ensure any vehicles utilized within the business are appropriately covered.

In some cases, you may be able to save on the insurances if your company has in most cases more then 10 vehicles you may be able to take them from a standard commercial car insurance policy into a fleet motor insurance policy

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Comprehensive Car Insurance

Generally considered the most popular type of domestic motor insurance available for your vehicle

Generally it covers :

  • Costs to repair damage to your own vehicle.
  • Costs to repair damage to someone else’s vehicle or property damage.
  • Generally Theft cover is also included.

Generally policies are arranged on a “market value” basis. This means that if the vehicle is stolen and not recovered or damaged beyond repair, the insurer generally pays the current market value of the vehicle at the time of the claim.

Premiums for comprehensive insurance are generally based on a number of factors, including :

  • Model and / or Type of Vehicle – any modifications or accessories may also effect the premium rating
  • Drivers age – including the age of the youngest regular driver
  • Driving record of the nominated drivers
  • Claims history
  • Usage of Vehicle – private or business use

Third Party, Fire & Theft

This type of policy offers an alternative , as the name suggests it generally covers fire damage, theft of the vehicle and third party property damage only. It does not cover your vehicle for damage under any other circumstances.

Third Party Property Damage Insurance

Offers coverage against damage that you cause to another person’s vehicle or property only and does not provide any cover for damage to your own vehicle.

cover for damage

As a national statutory insurance it is compulsory in all states and territories of Australia to have Third Party Personal Injury Insurance. This policy is dependant on the state the vehicle is registered and resides in, this policy is either included in your annual vehicle registration or can be taken separately (also commonly referred to as a Green Slip or CTP). This covers injuries resulting from a motor vehicle accidents only.

What Is Covered ?

Generally, some of the benefits of a fleet motor insurance policy are :

  • Cover for accidental loss or damage to your car
  • Costs of towing after a covered accident
  • Cover for Accidental Damage to your vehicle
  • Legal costs arising out of a claim for liability
  • Cover for accidental damage to other people’s vehicles or property
  • Emergency Travel Costs
  • Removal of Debris
  • Locks & Keys
  • Rental Car Hire

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Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.

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Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses, mitigating losses, defending claims. Renters .

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